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Vijaya Kumar, P.
- Customer Preferences for Life Insurance Policies:A Study Using Conjoint Analysis
Abstract Views :728 |
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Authors
Affiliations
1 Vignana Jyothi Insitutute of Management, Hyderabad, IN
2 Institute of Public Enterprise, Hyderabad, IN
3 School of Management Studies, Andhra Pradesh, IN
1 Vignana Jyothi Insitutute of Management, Hyderabad, IN
2 Institute of Public Enterprise, Hyderabad, IN
3 School of Management Studies, Andhra Pradesh, IN
Source
ANVESHAK-International Journal of Management, Vol 6, No 1 (2017), Pagination: 56-65Abstract
Life insurance is one of the popular financial services in India as life insurance premium, is used for income tax deduction under instruments under 80 CC of the Income Tax Act by tax assesses. Life insurance is one of the largest and fastest growing service industries in India. New products like ULIP (Unit Linked Insurance Polices) and use of internet technology and reintermediation have changed the dynamics of the life insurance industry. Life insurance accounted for 19.0% of the total household financial assets in India of INR 12, 356 billion in the financial year 2014-15. To boost the household savings, government has hiked the exemption limit by individuals in financial instruments from Rs. 1 lakh to Rs. 1.5 lakh. Post-liberalization of life insurance industry, old and well established public sector giant Life Insurance Corporation of India (LIC) is the market leader. There are numerous studies done to assess demographic variables association with the life insurance purchase but studies associated with policy preferences using multivariate analysis have been sparse. The current study makes modest attempts to fill the gap by assessing the life insurance policy preferences towards LIC using conjoint analysis based on decompositional approach and discusses the managerial implications.Keywords
Life Insurance, Conjoint Analysis, Preferences.
References
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- Geetha, N. and Ramesh, M. (2011), “A Study on People’s Preferences in Investment Behaviour”, International Journal of Engineering and Management Research, Vol. 1(6), pp. 285–306.
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- Haririkumar, P.N. and Lekshmanan, M.P. (2016), “A Study on the Preference of Policyholders towards LIC Policies in Kerala-an Application of Kendall's Coefficient of Concordance”, International Journal of Research in Management, Economics and Commerce, ISSN 2250-057X, Vol. 6, Issue 04.
- Johnson, R.M. (1974), “Trade-off Analysis of Consumer Values”, Journal of Marketing Research, pp. 121–127.
- Namasivayam, N., Ganesan, S. and Rajendran, S. (2006), “Socioeconomic Factors Influencing the Decision in Taking Life Insurance Policies, Insurance Chronicle”, TheIcfai University Press, pp. 65–70.
- Siddiqui, M.H. and Sharma, T.G. (2010), “Analyzing Customer Satisfaction with Service Quality in Life Insurance Services”, Journal of Targeting, Measurement and Analysis for Marketing, Vol. 18(3-4), pp. 221–238.
- Wittink, Dick R. and Cattin, Philippe (1989), “Commercial use of Conjoint Analysis: An Update”, The Journal of Marketing, pp. 91–96.
- http://www.ibef.org/industry/insurance-sector-india.aspx last visited on 29/9/16.
- https://www.towerswatson.com/en-IN/Insights/Newsletters/Asia-Pacific/indiamarketlife-insurance/2015/61-Industry-Statistics-Dec-2015 last visited on 29/9/16
- http://articles.economictimes.indiatimes.com/2014-10-29/news/55559041_1_ulips-fund-option-gross-yield last visited on 30/9/16
- http://licworld.blogspot.in/2012/11/why-new-ulips-are-not-popular.html last visited on 30/9/16
- Micro-Level Agromet Advisory Services Using Block Level Weather forecast-A New Concept Based Approach
Abstract Views :258 |
PDF Views:81
Authors
P. Vijaya Kumar
1,
A. V. M. Subba Rao
1,
M. A. Sarath Chandran
1,
H. Venkatesh
2,
V. U. M. Rao
1,
Ch. Srinivasa Rao
1
Affiliations
1 ICAR-Central Research Institute for Dryland Agriculture, Santoshnagar, Hyderabad 500 059, IN
2 AICRPAM-Vijayapura Center, University of Agricultural Sciences-Dharwad, Dharwad 580 018, IN
1 ICAR-Central Research Institute for Dryland Agriculture, Santoshnagar, Hyderabad 500 059, IN
2 AICRPAM-Vijayapura Center, University of Agricultural Sciences-Dharwad, Dharwad 580 018, IN
Source
Current Science, Vol 112, No 02 (2017), Pagination: 227-228Abstract
Agromet Advisory Service (AAS) deals with extension agrometeorology and is defined as 'all agrometeorological and agro-climatological information that can be directly applied to improve and/or protect the livelihood of farmers'. AAS has been adopted at district level since 2008 by the India Meteorological Department (IMD) and is continued even now.Full Text
- Heat Recovery Steam Generator by Using Cogeneration
Abstract Views :108 |
PDF Views:0
Authors
P. Vivek
1,
P. Vijaya Kumar
1
Affiliations
1 Department of Mechanical Engineering, KSR Institute for Engineering and Technology, KSR Kalvi Nagar, Tiruchengode-637 215, IN
1 Department of Mechanical Engineering, KSR Institute for Engineering and Technology, KSR Kalvi Nagar, Tiruchengode-637 215, IN
Source
International Journal of Engineering Research, Vol 3, No 8 (2014), Pagination: 512-516Abstract
A heat recovery steam generator or HRSG is an energy recovery heat exchanger that recovers heat from a hot gas stream. It produces steam that can be used in a process (cogeneration) or used to drive a steam turbine (combined cycle). It has been working with open and closed cycle. Both of cycles are used to increase the performance and also power on the cogeneration plant. If we are using closed cycle technology, we can recycle the waste heat from the turbine in cogeneration plant, mostly they are using open cycle technology. additional, by using closed cycle technology, we can use the waste heat that converts into useful amount of work. In this paper, the exhaust gas will be sent by using proper outlet from cogen unit, we are using only waste heat that produce from turbine.Keywords
Cogeneration, Back Pressure Technology, Extraction Condensing Technology, Gas Turbine Heat Recovery Boiler Technology, Combined Cycle Technology, etc.Full Text
- Microstructure, Mechanical and Corrosion Behaviour of AA7075 Aluminium Alloy Friction Stir Welds
Abstract Views :408 |
PDF Views:17
Authors
P. Vijaya Kumar
1,
G. Madhusudhan Reddy
2,
G. Madhusudhan Reddy
2,
K. Srinivasa Rao
3,
K. Srinivasa Rao
3
Affiliations
1 Department of Mechanical Engineering, Raghu Institute of Technology, Visakhapatnam, IN
2 Defence Metallurgical Research Laboratory, Hyderabad, IN
3 Department of Metallurgical Engineering, Andhra University, Visakhapatnam, IN
1 Department of Mechanical Engineering, Raghu Institute of Technology, Visakhapatnam, IN
2 Defence Metallurgical Research Laboratory, Hyderabad, IN
3 Department of Metallurgical Engineering, Andhra University, Visakhapatnam, IN
Source
Indian Welding Journal, Vol 51, No 2 (2018), Pagination: 66-74Abstract
Friction stir welding (FSW) is emerging as an alternative technique for joining high strength aluminium alloys as it eliminates the problems during fusion welding. In this work, the effect of post weld treatments (PWHT), viz., peak aging (T6) and retrogression and reaging (RRA) on the microstructure, mechanical properties, pitting corrosion and stress corrosion cracking (SCC) resistance of AA7075 aluminium alloy friction stir welds has been studied. An attempt also has been made to change the chemical composition of the weld nugget by adding boron carbide (B4C) nano powder with the aid of the FSW. Hardness and tensile properties were found to be better in PWHT – T6. Pitting corrosion and SCC resistances were improved in PWHT-RRA condition with negligible loss of strength when compared to PWHT-T6. RRA promotes coarse precipitation of the equilibrium phase η in the grains and sub grain boundaries, while maintaining a fine distribution of η' in the grain interiors. The increased strength and hardness in the peak aged (T6) condition was attributed to the presence of semi-coherent intermediate η' (MgZn2). With the addition of B4C nano powder to the weld nugget, hardness, tensile properties, pitting corrosion resistance and SCC resistance were further improved significantly when compared to the unreinforced weld nugget. PWHT-RRA treatment on the welds with B4C nano powder addition resulted in improved hardness of weld nugget which is attributed to the uniform distribution of strengthening precipitates in the matrix and powder strengthening. Pitting corrosion resistance, Tensile strength and SCC resistance was improved significantly in B4C added welds after RRA treatment when compared to the same welds without B4C addition.Keywords
Friction Stir Welding, FSW, AA7075 Aluminium Alloy, Pitting Corrosion, Stress Corrosion Cracking, Retrogression-Reaging, RRA, Boron Carbide (B4C).References
- Sharma C, Dwivedi DK, Kumar P (2012); Effect of welding parameters on microstructure and mechanical properties of friction stir welded joints of AA7039 aluminum alloy, Mater Des, 36, pp.379-390.
- Paglia CS, Buchheit RG (2008); A look in the corrosion of aluminum alloy Friction stir welds, Scr Mater, 58, pp.383-387.
- Karaaslan A, Kaya I, Atapek H (2007); Effect of aging temperature and of retrogression treatment time on the microstructure and mechanical properties of alloy AA 7075, Metal Sci Heat Treat, 49, pp.9-10.
- Venugopal T, Srinivasa Rao K, Prasad Rao K (2004); Studies on friction stir welded AA7075 aluminum alloy. Trans Indian Inst Metals, 57 (6), pp.659-663.
- Rao K Srinivasa, Rao K Prasad. (2004); Pitting corrosion of heat-treatable aluminium alloys and welds: a review, Trans Indian Inst Met, 57 (6), pp.593-610.
- Ranganatha R (2013); Multi-stage heat treatment of aluminum alloy AA7049. Trans Nonferrous Met Soc China, pp.1570-1575.
- Su JQ, Nelson TW, Mishra R, Mahoney M (2003); Microstructural investigation of friction stir welded 7050- T651 aluminium, Acta Mater, 51(3), pp.713-729.
- Hassan KhAA, Norma AF, Price DA, Prangnell PB (2003); Stability of nugget zone grain structures in high strength Al-alloy friction stir welds during solution treatment. Acta Mater, 51 (7), pp.1923-1936.
- Sullivan A, Robson JD (2008); Microstructural properties of friction stir welded and post weld heated 7449 aluminum alloy thick plate. Mater Sci Eng (A), 478, pp.351-360.
- Oliveira Jr AF, de Barros MC, Cardoso KR, Travessa DN (2004); The effect of RRA on the strength and SCC resistance on AA7050 and AA7150 aluminum alloys, Mater Sci Eng, 379 (A), pp.321-326.
- Fuller CB, Mahoney MW, Calabrese M (2010); Evolution of microstructure and mechanical properties in naturally aged 7050 and 7075 Al friction stir welds, Mater Sci Eng, 527 (9), pp.2233-2240.
- Bahrami M, Dehgani K, Givi MKB (2014); A novel approach to develop aluminum matrix nano composite employing friction stir welding technique, Mater Des, 53, pp.217-225.
- Azimzadegan T, Khalaj GH, Kaykha MM. Heidari AR (2011); Ageing behavior of friction stir welding AA7075-T6 aluminum alloy, Comput Eng Syst Appl ,Vol. II, pp.183-187.
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- Su JQ, Nelson TW, Sterling CJ (2005); Microstructure evolution during FSW/FSP of high strength aluminum alloys, Mater Sci Eng A, 405(1-2), pp.277-286.
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- Ramesh R, Murugan N (2010); Microstructure and metallurgical properties of aluminium 7075 - T651 alloy/BC 4 % vol. surface composite by friction stir 4 processing, Adv Mater Manuf Charact, 3(1), pp.301-306.
- Zaid HR, Hatab AM, Ibrahim AMA (2011); Properties enhancement of Al-Zn-Mg alloy by retrogression and re-aging heat treatment. J Min Metal, 47 (1), pp.31-35.
- Kashani-Bozorg SF, Jazayeri K (2008); Formation of Al/B4C surface nano composite layers on 7075 Al alloy 4 employing friction stir processing. AIP Conf Proc, 1136 (1), pp.715-719.
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